United Pay offers a fast and convenient product with access to funds almost immediately. Shesha Loans is a product solution for those emergency expenses that need a quick fix. Get a quick loan from E100 -E990 available within 24 hours and only payable within 30 days.

In order to apply for these Shesha Loans:

  1. You must have contractual capacity,
  2. You must be gainfully employed in private / public sectors and their employers are agreeable to source deductions.
  3. You must have an insurance policy with United Holdings Limited.
  4. You must have paid your Policy premiums to date
  5. Your policy must have been paid through debit order for at least 6 months

Give us a call, toll-free on 800-1010 for further information.

The SHESHA Loans Benefits

Benefits 1

Financial Boost

When you need it most, United Pay grants you the boost you need for those unexpected moments.

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Easy Pay Options

Because it is deducted from your salary, you don't need to worry about when to pay the installments back.

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Easy Application

United Pay is directly affiliated to all the Dups Group and United Holdings companies, so there's no need for long forms and waiting in queues.

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Immediate Payment

When you need money in unexpected circumstances, you need it quickly - our payments are immediate, provided all approvals are met.

SHESHA Loans Online Services

Required documentation;

  1. Certified copy of Swaziland identity document
  2. United Holdings Limited policy number
  3. 3 months bank statement (with bank stamp)

Start Your Application Process

I am interested in the SHESHA Loans product

Frequently Asked Questions

Currently no other insurer offers legal insurance in Swaziland giving us an opportunity to claim the “First Mover” market share. We have already made tremendous progress in forging partnerships with other corporate bodies operating in the kingdom.

You get CASH and you have the option to use the services of our Funeral Home with the cash received.

No. But it is important to inform us that you have lost the job in writing and commit to pay whatever amount to keep your account running until you find another job.

No. We only give loans to individuals gainfully employed in the private and public sectors.

The Company policy is that we give loans to clients in formal employment.

Interest is 15% per annum + 10% service fee + initiation fee which varies according to the risk profile of the client and a credit life policy premium.

  • Employment confirmation letter (employer should confirm source deduction, if there is no service level agreement in place with United Pay)
  • Current Payslip
  • 3 months bank statement.
  • Certified copies of ID/ Passport (must be certified less than 6 months ago).