The first of our plans that cover up to E500 000 per beneficiary for General and Accidental Hospital care is the Essential Plus Health Protection Plan. This plan also features increased care across the Supplementary, Specialist, Dentistry, Appliances, casualty and chronic categories. Contributions are from E1210.00 per month.

Other additional benefits include:

  • Motor vehicle Accident Cover – E100 000. 00;
  • Emergency Management Services – E20 000.00;
  • Maternity;
  • Dental and Vision benefits;
  • Supplementary benefits;
  • Appliances benefits;
  • Hospital Cash back;
  • Dups Direct Funeral Cover.

Why United Health?

  • We have a wide branch network represented in all major towns and centres.
  • Services and medication are available in Swaziland as well as South Africa.
  • We only partner with reputable companies and organisations including Enablemed and Medscor.
  • We are the only company that pays for both herbal and traditional medicine.
  • We are backed by Triple A rated companies including Hannover Re and Africa Re
  • 100% Locally Owned


  • ID Number of policy holder.
  • ID of dependants.
  • Proof of Relationship to policyholder (Birth Certificates / Marriage Certificates).
  • All copies of original must be certified.

The Essential Plus Health Protection Plan B Benefits

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E500 000 In hospital Cover

E500 000 in hospital cover within public/private hospitals.

Dental Care@3x

Unlimited Out-of-Hospital Care

Nursing, GP and Specialist care for out-of-hospital needs.

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E20 000 Maternity Care

Access to Maternity care up to E20 000.

Funeral Cover@3x

HIV Protection and Vaccinations

Includes HIV/Aids and STD Protection Benefits, as well as Vaccination allowances.

Essential Plus Health Protection Plan B Online Services

The details of the United Health Insurance Value Plan as well as all other comparative plans are all located in the downloadable brochure below. After you have perused the document and made your selection, start your application process by filling your details into the form below, and we’ll get in touch to complete your application.

Start Your Application Process

I am interested in the Essential Plus Health Protection Plan B product

Frequently Asked Questions

View some of our Frequently Asked Questions about the United Medical Insurance plans:

Health insurance is a contract with an insurance company, which agrees to pay some or all of your medical bills based on your “coverage,” or the terms of your policy. In exchange, the insurer is paid a set amount of money — a “premium” — on a regular basis. Most Swazis have health insurance, either through their employer’s group plan or through buying their own individual policy. Others are covered under public “safety net” programs such as Medicaid and Medicare.

Cover will depend on the policy you choose and the amount that you pay, but it may include:

  • Outpatient treatments
  • Day-patient treatments
  • In-patient treatments