Legal insurance provides legal counselling and representation for you and your family in the event you find yourself in a legal dispute., you will receive face-to-face or telephonic assistance from our legal counsellors at any of our branches.
Legal Insurance provides cover for the following legal cases:
PREMIUMS AND PAYOUT
Premiums for legal insurance are as follows;
Premium | |||
Level of Cover | Normal Rate | Additional Spouse | Additional Child |
E10 000.00 | E45.00 | E30.00 | E30.00 |
E20 000.00 | E85.00 | E60.00 | E60.00 |
E30 000.00 | E125.00 | E90.00 | E90.00 |
E40 000.00 | E165.00 | E120.00 | E120.00 |
E50 000.00 | E205.00 | E150.00 | E150.00 |
E60 000.00 | E245.00 | E180.00 | E180.00 |
E70 000.00 | E285.00 | E210.00 | E210.00 |
E80 000.00 | E325.00 | E240.00 | E240.00 |
E90 000.00 | E365.00 | E270.00 | E270.00 |
E100 000.00 | E405.00 | E300.00 | E300.00 |
WHO IS COVERED?
Level of Cover | Premium |
E10 000.00 | E30.00 |
E20 000.00 | E55.00 |
E30 000.00 | E80.00 |
E40 000.00 | E105.00 |
E50 000.00 | E130.00 |
E60 000.00 | E155.00 |
E70 000.00 | E180.00 |
E80 000.00 | E205.00 |
E90 000.00 | E230.00 |
E100 000.00 | E255.00 |
WHO IS COVERED?
There is a 6 (SIX) MONTHS WAITING period for all legal cases except criminal cases which have a 12 (TWELVE) MONTHS WAITING PERIOD.
UGI Legal must be informed of a claim requiring legal cover within 30 days of the occurrence of the event.
For Legal Cover:
Required Documentation:
This cover offers Face-to-face legal counselling with UGI's professional legal team.
You're granted immediate access to telephonic services.
You have access to a full network of attorneys that can advise or represent you anywhere in Swaziland, anytime.
You're covered should you require legal representation in court or an alternative dispute resolution forum.
The details of the United General Insurance Legal Cover are all located in the downloadable brochure below. After you have perused the document and made your selection, start your application process by filling your details into the form below, and we’ll get in touch to complete your application and get your covered.
I am interested in the Legal Insurance product
Currently no other insurer offers legal insurance in Swaziland giving us an opportunity to claim the “First Mover” market share. We have already made tremendous progress in forging partnerships with other corporate bodies operating in the kingdom.
Legal insurance products are primarily designed to cover legal fees and costs needed to defend individuals in everyday disputes. Legal insurance provides you with financial assistance so you can retain an attorney to advise you, take legal action, and, if necessary, represent you in court. Although by extension legal insurance also includes a telephone legal assistance component, it is still insurance coverage with all that entails, including compensation.
Telephone legal assistance gives you access to legal advice from an attorney in most fields of law over the phone. It usually includes an unlimited number of calls. Telephone assistance does not offer compensation; it only allows you to obtain legal information.
Absolutely. Before considering or initiating legal action, you must notify your insurer’s legal department right away—even before consulting a professional. The insurer needs information from you about the dispute to tell you what will be covered and to properly defend your interests. If you don’t get your insurer’s approval before consulting a professional, you could become personally liable for the costs.
Yes. You have to alert UGI of your intended Legal Professional, there are extended Terms and Conditions.
All legal costs shall be covered as per cover limits.
You can do this via multiple channels, physically you can come into one of our office and pay at reception or you can setup a debit order and EFT using the below details:
Bank: Standard Bank Swaziland
Account Name: United General Insurance
Account Type: Current
Account Number: 9110001930225
Branch Name Manzini Branch
Branch code: 660564
Swift Code: SBICSZXXX
Bank: FNB Swaziland
Account Name: United General Insurance
Account Type: Current
Account Number: 62576212080
Branch Name Manzini Branch
Branch code: 282064