Home Insurance
Provides cover for structural outbuildings, houses, as well as the house contents within the insured property.
Household Insurance
Definition of Cover
This Insurance product covers fixed buildings, immovable property,
fixtures & fittings, outbuildings, walls, gates, fences on the same premises
and used solely in connection with the insured.
What is Covered?
The following are covered under UGI’s House Owners Cover.
I. Accidental damage to the structure of the house
II. Fire, lightning and explosion
III. Storms and wind, Water, hail and snow
IV. Bursting or overflowing of water tanks/ pipes
V. Earthquake
VI. Theft or attempted theft of fixtures and fittings
VII. Power surge
SNL Cover
I. We also cover houses under Swazi Nation Land
House Contents
Definition of Cover
This insurance product covers the loss or damage to the contents as a
result of any of the insured events.
Insured Events
I. Fire Lightning and Explosion
II. Storms and Wind, Water, Hail and Snow
III. Bursting or overflowing of water tanks / pipes
IV. Theft or Attempted Theft from the building or outbuildings
V. Accidental Impact on the exterior portions of the building
SNL Cover
I. We also cover houses under Swazi Nation Land
UGI provides debris removal where before reconstruction, the debris from the damage will have to be removed from the site.
UGI provides for damage & or loss of keys and locks during a break in. Insurance will pay for the replacement.
UGI provides for any medical fees as a result of injury incurred within the Insured premises by the Insured.
I am interested in the Home Insurance product
Get all of your questions answered under the FAQs
12 Months for individual Policies and 6 Months for Group Policies. However, there is no waiting period for accidental death.