Choose a product

Micro Loans

United Pay offers convenient and affordable access to short term loans; through our tailored United Pay micro-loans. Loan amounts

Find Out More


United Pay offers a fast and convenient product with access to funds almost immediately. Shesha Loans is a product

Find Out More

United Pay Online Services

United Pay Ltd provides access to cash loans at a time of need. With a turnaround of 48 hours, clients can access loans from E 1, 000 to E 10, 000. Loans can be repaid over selected periods of 6 months, 9 months and 12 months. Presently, loans are available to employed Eswatini citizens and repayments are arranged with the employers. Loans are released through the selected bank as advised by the applicant. This service is available from all United Holdings branches country-wide while call in enquiries go through 8001010.