Our Vision

To be the leading customer centric financial services provider in Eswatini and beyond

Our Mission

By being an employer of choice, we continuously  uplift communities through accessible and affordable financial services.

Our Values

Customer Centricity




Group of Companies

The United Holdings Group of companies is 100% owned and operated under the Dups Group of Companies, Eswatini. The full group of United Holdings Companies that are operated and managed as their own business units are: United Pay; United Life Assurance under which our long-term assurance products sit; United General Insurance, soon to offer a whole host of products and United Health Insurance.

United General Insurance

United General Insurance is a short term insurance services provider under United Holdings Ltd. The company provides products such Legal Insurance, Motor/Vehicle Insurance, Home Insurance among many products. The short term products are available for both private clients and commercial clients.
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United Life Assurance

United Life Assurance is the long-term insurer for the group. The company took over the administration of funeral covers and plans from Dups Direct Insurance in 2018 and has grown to establish itself as a reliable insurance services provider. ULA has dedicated plans for unique community groups like Tinkhundla Funeral Cover. Other life products include credit life, group life and the Dups Direct Funeral Covers. Click here to, upgrade your Funeral Insurance  
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United Pay

United Pay Ltd provides access to cash loans in a time of need. With a turnaround time of 48 hours, clients can access loans from E1, 000 to E50, 000. Loans can be repaid over selected periods of 3 - 36 months. Loans are up to E20, 000 for civil servants. Presently, loans are available to employed Eswatini residents, and repayments are arranged with the employers. Loans are released through the selected bank as advised by the applicant. This service is available from all United Holdings branches country-wide while call in inquiries go through 8001010.
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